Temple vs. Charlotte Prediction, Odds, Picks - October 18, 2025

Updated Oct. 18, 2025 3:04 p.m. ET

Data Skrive

The Temple Owls (3-3) are 10.5-point favorites when they visit the Charlotte 49ers (1-5) in an AAC matchup on Saturday, October 18, 2025 at Jerry Richardson Stadium. The over/under is set at 47.5 points for the outing.

Against the Navy Midshipmen in their last contest, the Owls lost 32-31. Against the Army Black Knights in their last contest, the 49ers lost 24-7.

Keep up with college football all season on FOX Sports.

Temple vs. Charlotte Game Information & Odds

When: Saturday, October 18, 2025 at 3:30 p.m. ET
Location: Jerry Richardson Stadium in Charlotte, North Carolina
TV: ESPN+
Live Box Score on FOX Sports

Temple vs Charlotte Betting Information updated as of October 18, 2025, 2:45 p.m. ET.
Favorite	Spread (Odds)	Favorite Moneyline	Underdog Moneyline	Total	Over Moneyline	Under Moneyline
Temple	-10.5 (-110)	-379	+298	47.5	-109	-111

Temple vs. Charlotte Prediction

Pick ATS: Temple (-10.5)
Pick OU: Over (47.5)
Prediction: Temple 34, Charlotte 16

Predictions are made by the Data Skrive betting model.

Learn more about the Temple Owls vs. the Charlotte 49ers game on FOX Sports!

Temple vs. Charlotte Betting Insights

Based on the spread and over/under, the implied score for the game is Owls 29, 49ers 18.
The Owls have a 79.1% chance to win this contest per the moneyline's implied probability. The 49ers have a 25.1% implied probability.
Temple has compiled a 5-1-0 record against the spread this season.
Charlotte has won two games against the spread this year.

Temple vs. Charlotte: 2025 Stats Comparison

	Temple	Charlotte
Off. Points per Game (Rank)	30.3 (63)	17.7 (127)
Def. Points per Game (Rank)	26.2 (75)	32.5 (117)
Turnovers Allowed (Rank)	1 (1)	13 (129)
Turnovers Forced (Rank)	7 (72)	6 (88)

Temple 2025 Key Players

Name	Position	Stats
Evan Simon	QB	1,150 YDS (61.4%) / 13 TD / 0 INT 156 RUSH YDS / 1 RUSH TD / 26 RUSH YPG
Jevyon Ducker	RB	446 YDS / 4 TD / 74.3 YPG / 5 YPC
Jojo Bermudez	WR	22 REC / 285 YDS / 4 TD / 47.5 YPG
Peter Clarke	TE	17 REC / 276 YDS / 3 TD / 46 YPG
Curly Ordonez	LB	25 TKL / 4 TFL / 1 SACK
Cam'Ron Stewart	LB	11 TKL / 6 TFL / 4 SACK
Avery Powell	DB	24 TKL / 0 TFL / 1 INT / 1 PD
Sekou Kromah	DL	12 TKL / 4 TFL / 3 SACK

Charlotte 2025 Key Players

Name	Position	Stats
Conner Harrell	QB	737 YDS (66.7%) / 4 TD / 2 INT 67 RUSH YDS / 2 RUSH TD / 16.8 RUSH YPG
E. Jai Mason	WR	21 REC / 310 YDS / 4 TD / 62 YPG
Javen Nicholas	WR	29 REC / 304 YDS / 1 TD / 50.7 YPG
Rod Gainey Jr.	RB	196 YDS / 1 TD / 39.2 YPG / 3.9 YPC
Reid Williford	LB	43 TKL / 2 TFL / 2 SACK
Ja'Qurious Conley	DB	29 TKL / 0 TFL / 1 INT / 1 PD
Kadin Schmitz	LB	36 TKL / 0 TFL / 1 INT / 1 PD
Shay Taylor	LB	30 TKL / 2 TFL / 0.5 SACK