UCF vs. North Carolina Prediction, Odds, Picks - September 20, 2025

Updated Sep. 20, 2025 3:04 p.m. ET

Data Skrive

The UCF Knights (2-0) are one-touchdown favorites on Saturday, September 20, 2025 against the North Carolina Tar Heels (2-1). The game's point total is 46.5.

The Knights won versus the North Carolina A&T Aggies in their last game, 68-7. Last time around, the Tar Heels defeated the Richmond Spiders, with 41-6 being the final score.

Keep up with college football all season on FOX Sports.

UCF vs. North Carolina Game Information & Odds

When: Saturday, September 20, 2025 at 3:30 p.m. ET
Location: FBC Mortgage Stadium in Orlando, Florida
TV: FOX
Streaming: FOXSports.com, FOX Sports App and FOX One (Try free for 7 days)

UCF vs North Carolina Betting Information updated as of September 20, 2025, 2:45 p.m. ET.
Favorite	Spread (Odds)	Favorite Moneyline	Underdog Moneyline	Total	Over Moneyline	Under Moneyline
UCF	-7 (-109)	-256	+205	46.5	-110	-109

UCF vs. North Carolina Prediction

Pick ATS: North Carolina (+7)
Pick OU: Under (46.5)
Prediction: North Carolina 18, UCF 17

Predictions are made by the Data Skrive betting model.

Learn more about the UCF Knights vs. the North Carolina Tar Heels game on FOX Sports!

UCF vs. North Carolina Betting Insights

Per the spread and over/under, the implied score for the tilt is Knights 27, Tar Heels 20.
The Knights have a 71.9% chance to win this game based on the moneyline's implied probability. The Tar Heels have a 32.8% implied probability.
UCF has won one game against the spread this season.
North Carolina has covered twice in three games with a spread this year.

UCF vs. North Carolina: 2025 Stats Comparison

	UCF	North Carolina
Off. Points per Game (Rank)	42.5 (74)	25 (86)
Def. Points per Game (Rank)	8.5 (3)	19 (56)
Turnovers Allowed (Rank)	1 (10)	4 (78)
Turnovers Forced (Rank)	4 (47)	6 (14)

UCF 2025 Key Players

Name	Position	Stats
Tayven Jackson	QB	471 YDS (64.4%) / 2 TD / 0 INT 6 RUSH YDS / 2 RUSH TD / 3 RUSH YPG
Jaden Nixon	RB	150 YDS / 2 TD / 75 YPG / 25 YPC
Jacurri Brown	QB	15 YDS (66.7%) / 0 TD / 0 INT 106 RUSH YDS / 2 RUSH TD / 106 RUSH YPG
Myles Montgomery	RB	114 YDS / 0 TD / 57 YPG / 3.9 YPC 4 REC / 103 REC YDS / 0 REC TD / 51.5 REC YPG
Nyjalik Kelly	DL	4 TKL / 1 TFL / 1 SACK
Rodney Lora	DL	2 TKL / 1 TFL / 1 SACK
Phillip Dunnam	DB	8 TKL / 1 TFL
Horace Lockett	DL	3 TKL / 1 TFL / 1 SACK

North Carolina 2025 Key Players

Name	Position	Stats
Gio Lopez	QB	343 YDS (58.5%) / 3 TD / 1 INT 74 RUSH YDS / 1 RUSH TD / 24.7 RUSH YPG
Demon June	RB	200 YDS / 1 TD / 100 YPG / 8.7 YPC
Jordan Shipp	WR	10 REC / 149 YDS / 2 TD / 49.7 YPG
Chris Culliver	WR	4 REC / 89 YDS / 1 TD / 29.7 YPG
Mikai Gbayor	LB	17 TKL / 1 TFL / 1 SACK
Andrew Simpson	LB	21 TKL / 3 TFL / 1 SACK
Melkart Abou-Jaoude	DL	8 TKL / 2 TFL / 2 SACK
Khmori House	LB	18 TKL / 1 TFL