New Mexico 31, UTSA 27: This is the first bowl game for the Roadrunners and it’ll be a road game against Bob Davie’s team, which has two excellent RBs and a vexing scheme. Added prep time should help UTSA, but I’ll still go with the more seasoned team.
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Las Vegas Bowl: Houston (-3.5) vs. San Diego State
Houston 30, San Diego State 20: It’s always tricky to predict how a team that lost its head coach to another team will handle a bowl game, but I think UH has enough studs on defense to contain Donnell Pumphrey and the Aztecs.
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Cure Bowl: Arkansas State vs. UCF (-5.5)
UCF 37, Arkansas State 24: I like the direction of Scott Frost’s team to finish 2016 with a flourish.
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Camellia Bowl: Appalachian State (+1) at Toledo
Appalachian State 34, Toledo 27: The Mountaineers are pretty stout on defense and I think they can handle the Rockets, although QB Logan Woodside figures to do plenty of damage.
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New Orleans Bowl: Southern Miss (-4.5) vs. Louisiana-Lafayette
Southern Miss 35, ULL 30: Even though ULL should be pretty comfortable in the setting, I expect Southern Miss QB Nick Mullens to end his career with a bang. He torched Louisiana Tech, going 29-for-33 passing in his last outing.
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Miami Beach Bowl: Central Michigan vs. Tulsa (-12.5)
Tulsa 44, CMU 27: Phillip Montgomery has a very potent offense, and Tulsa should be too much for a CMU team that’s dropped four of its past five games.
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Boca Raton Bowl: Memphis (+5) vs. Western Kentucky
Memphis 35, WKU 27: No Jeff Brohm for WKU and I think that’s bad news, especially with the way Riley Ferguson has been playing for the Tigers, putting up an 11-1 TD-INT ratio the past four games.
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Poinsettia Bowl: BYU (-8.5) vs. Wyoming
BYU 31, Wyoming 21: Cowboys QB Josh Allen is fun to watch and he can do damage with his legs and his arm, but I just think BYU is a more talented, more experienced team.
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Famous Idaho Potato Bowl: Idaho vs. Colorado State (-13)
CSU 38, Idaho 21: It’s been a nice year for Paul Petrino’s squad, but the Rams are more talented and should be more comfortable in this setting.
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Bahamas Bowl: Eastern Michigan vs. Old Dominion (-4)
ODU 17, EMU 10: Bobby Wilder’s team comes in here having won eight of their last nine, and I like the Monarchs' chances to get to 10 wins this season.
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Armed Forces Bowl: Louisiana Tech (-4.5) vs. Navy
La Tech 23, Navy 10: I was tempted to go with the Middies, but I just think they’re too banged up on offense.
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Dollar General Bowl: Ohio vs. Troy (-4)
Troy 28, Ohio 20: The Bobcats played a bunch of close games this year, and they're facing a Troy team that is pretty inconsistent. My hunch is Troy, but this is the bowl pick I have the least confidence in.
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Hawaii Bowl: Hawaii vs. Middle Tennessee State (no line)
MTSU 40, Hawaii 37: It’s a home game for Hawaii, which is shaky on defense and faces an offense that averages 515 yards a game and should be a big headache, especially if QB Brent Stockstill can go. But I think Hawaii can keep it interesting. Dru Brown has a 10-0 TD-INT ratio in home games.
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St. Petersburg Bowl: Mississippi State (-13) vs. Miami of Ohio
Mississippi State 40, Miami (OH) 20: Nick Fitzgerald will gain a ton of yards against a RedHawks team that closed on a six-game winning streak, but only one of those Ws came against a team with a winning record.
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Quick Lane Bowl: Maryland vs. Boston College (+1)
BC 20, Maryland 17: I flip-flopped on this one several times, but I’ll go with the Eagles, who have more difference-makers on defense.
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Independence Bowl: Vanderbilt (+4) vs. NC State
Vandy 17, NC State 13: The Commodores finished the regular season on a roll and I think it’ll carry over to the bowl, although this will be a good front they’ll have to deal with.
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Heart of Dallas Bowl: Army vs. North Texas (+10)
North Texas 24, Army 14: Turnovers got Army when these two played earlier this year in a 35-18 UNT win. I don’t think things will be that much different the second time around.
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Military Bowl: Wake Forest (+13) vs. Temple
Wake Forest 20, Temple 14: Wake is losing its defensive coordinator, while the Owls have already lost Matt Rhule. I’ll go with the squad that still has its head coach.
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Holiday Bowl: Washington State (-9.5) vs. Minnesota
Washington State 54, Minnesota 23: Luke Falk and the Cougars have a lot of firepower and would be a big problem for the Gophers if they were at full strength, much less dealing with massive suspensions and internal issues.
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Cactus Bowl: Baylor vs. Boise State (-7.5)
Boise State 42, Baylor 20: The Broncos are very explosive on offense and the Bears have been shredded as they fizzled down the stretch, losing six in a row.
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Pinstripe Bowl: Northwestern vs. Pittsburgh (-5.5)
Pitt 33, Northwestern 24: It’ll be James Conner and Matt Canada’s last game for the Panthers, and it should be a good one. The Wildcats are 1-5 in bowl games under Pat Fitzgerald.
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Russell Athletic Bowl: West Virginia (+3) vs. Miami
WVU 17, Miami 14: The young Canes have plenty of speed and athleticism, but I’m going with the team with the better offensive line as Miami tries to win a bowl game for the first time since 2006 — a six-game skid.
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Foster Farms Bowl: Indiana vs. Utah (-7.5)
Utah 28, Indiana 10: The Utes are big and nasty on both lines, and I think they’ll take control of this one early.
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Texas Bowl: Kansas State (+2) vs. Texas A&M
Texas A&M 24, K-State 23: The Aggies have more team speed, but I could see the Wildcats offense giving A&M some problems and keeping this one tight.
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Birmingham Bowl: USF (-10.5) vs. South Carolina
USF 28, South Carolina 17: No Willie Taggart, but USF still has Quinton Flowers and a potent offense.
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Belk Bowl: Arkansas vs. Virginia Tech (-7)
Va. Tech 31, Arkansas 21: Two underrated QBs. I feel like the Hokies have more play-makers on defense, so I’m going with Bud Foster’s bunch.
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Alamo Bowl: Oklahoma State (+3) vs. Colorado
OK State 27, CU 17: The Buffs have had a fantastic year and have been stout on defense, but they’ll face a Cowboys offense that is balanced and led by one of the most underrated players in the nation in Mason Rudolph, who now has a capable running game to help out.
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Liberty Bowl: Georgia (-1) vs. TCU
UGA 27, TCU 20: The Horned Frogs were so inconsistent down the stretch. I’ll go with the Dawgs, who should be riding a wave of good feeling with Nick Chubb and a few other key underclassmen returning for 2017.
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Sun Bowl: North Carolina vs. Stanford (-3.5)
Stanford 34, UNC 24: It's Christian McCaffrey’s last college game and I think he will carve up the Tar Heels.
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Arizona Bowl: South Alabama vs. Air Force (-13)
Air Force 34, South Alabama 14: It’s been a strong year again for Troy Calhoun’s team. I think Weston Steelhammer and Co. have little trouble with a South Alabama team that has lost several games this year to teams nowhere near as good as the Falcons.
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Music City Bowl: Nebraska vs. Tennessee (-3)
Tennessee 23, Nebraska 14: The Huskers will be a little shorthanded at receiver. I was tempted to go with Nebraska, but I’ll pick the SEC in this one since Butch Jones has won both of his Tennessee bowl games convincingly. The Vols close out what has been a chaotic year with a win.
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Orange Bowl: Florida State at Michigan (-7)
Michigan 24, FSU 16: Don Brown’s defense faced the 'Noles and Dalvin Cook before back in his BC days and now he has much better personnel. I think Michigan sends out its big senior class on a high note.
Citrus Bowl: LSU (-3.5) vs. Louisville
LSU 31, Louisville 21: I’m not sure if I am leaning more toward Dave Aranda or the Heisman Jinx slowing down Lamar Jackson. Probably the former. I could also see the Tigers' ground game get cranked up against the Cards in this one.
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TaxSlayer Bowl: Kentucky (+4) vs. Georgia Tech
Kentucky 34, Ga. Tech 30: I almost picked Tech. The Cats D is shaky but they have the added time to get ready for Paul Johnson’s offense.
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Outback Bowl: Iowa vs. Florida (-2)
Florida 14, Iowa 10: Kirk Ferentz has dropped four straight bowl games, and even though UF’s offense is mediocre and the Gators lost their defensive coordinator to the Temple job, I still think they’ll find a way to win in their home state.
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Cotton Bowl: Western Michigan (+7.5) vs. Wisconsin
WMU 20, Wisconsin 17: The Boat Rowers match up better with the Badgers than NIU did with FSU. I think their passing game, led by Zach Terrell and Corey Davis, can do enough to pull out the big win for the MAC.
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Rose Bowl: USC (-6.5) vs. Penn State
USC 31, Penn State 17: Two of the best young QBs in college football in Sam Darnold and Trace McSorley. I think the Trojans have too much size and speed for Penn State as they make their return to the Rose Bowl.
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Sugar Bowl: Auburn vs. Oklahoma (-3)
Oklahoma 41, Auburn 28: The Sooners defense has been suspect, but I expect Baker Mayfield and Co. to put on a show against a talented defense that did slow down Deshaun Watson and Clemson earlier in the season.
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Peach Bowl: Washington vs. Alabama (-15)
Alabama 27, Washington 10: As good as Chris Petersen is at game-planning and managing big-game situations, I just think the Tide is too physical in the trenches for Washington to hang with 'Bama for four quarters. My hunch here is the 'Bama ground game ends up taking over in the second half.
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Fiesta Bowl: Ohio State vs. Clemson (+3)
Clemson 30, Ohio State 27: I picked the Tigers to win the national title and I’m not jumping off the ship now. I think Deshaun Watson can handle a very talented Ohio State defense, and he has enough weapons to keep the Buckeyes off balance.